This idea that bankruptcy requires turning over all of your property is a myth, particularly in Chapter 13 cases. If you are considering bankruptcy and need someone to help you separate the myths from the facts, contact an experienced bankruptcy attorney.
San Diego Chapter 13 Bankruptcy Lawyers
If you have a steady income and are having trouble keeping up with your bills on a month to month basis, Chapter 13 bankruptcy may be a good option to consider. It allows you to consolidate all your debt into one payment, often at better rates, and pay back all or part of that debt over the course of three to five years. Once you file for bankruptcy, your creditors must immediately stop all debt collection, foreclosure and repossession activity. This means that you won't receive any more harassing phone calls and you won't have to worry about who is calling every time the phone rings.
Contact our office today to learn more about Chapter 13 bankruptcy and how it can help you get a fresh start. Our attorneys are available to help you during regular business hours and by appointment.
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Chapter 13 Resource Links
United States Bankruptcy Courts
The official Web site of the United States Bankruptcy Courts includes a variety of useful information about bankruptcy.
Bankruptcy Glossary
This Web site includes a glossary on bankruptcy terminology that explains, in layman's terms, many of the legal terms that are used in cases filed under the Bankruptcy Code.
Bankruptcy Fees
This Web page, maintained by the Administrative Office of the US Courts on behalf of the US Courts, contains the fees associated with a bankruptcy filing under a particular chapter.
Bankruptcy Forms
This Web site, maintained by the United States Bankruptcy Courts, includes Official Bankruptcy Forms, Procedural Forms and the Bankruptcy Forms Manual. All forms and instructions are available in PDF format.
Chapter 13 Basics
This Web page provides general information about individual debt adjustment under Chapter 13 of the Bankruptcy Code.
American Bankruptcy Institute - Consumer Education Center
General information regarding consumer debt and bankruptcy from the American Bankruptcy Institute.
National Foundation for Credit Counseling
Through its member agencies and local offices, the National Foundation for Credit Counseling (NFCC) provides financial education and counseling. The NFCC's Web site includes numerous educational resources including credit facts, budget calculators, and more.
Experian
Features information for consumers about credit reports, establishing credit, risk scores and more.
Trans Union LLC
This Web site features consumer FAQs about credit reports.
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