If you are struggling with debt, you should learn all you can about your debt relief options. At the Bankruptcy Legal Group in San Diego, we guide clients through the bankruptcy process, carefully explaining their options and the legal steps involved. If we determine that bankruptcy is not right for you, we will help you determine a better debt relief option.
To find out how to file bankruptcy, read the information below or contact our law firm to schedule a consultation.
Steps to Filing For Bankruptcy
The first step you should take if you are considering filing bankruptcy is to talk to a bankruptcy lawyer. Our firm’s lawyers can help you determine if your best debt relief option is filing bankruptcy. Otherwise, we can discuss alternatives to bankruptcy that may be right for you, such as debt consolidation. You will be required to take a credit counseling course within 180 days of filing bankruptcy.
Next, it is important to discuss which type of bankruptcy is right for you. There are big differences between two types of consumer bankruptcy (Chapter 7 bankruptcy and Chapter 13 bankruptcy). In order to determine if you are eligible for Chapter 7 bankruptcy, you will need to pass a Chapter 7 means test.
Once you’ve determine which type of bankruptcy to file, a lawyer from our firm will help you prepare your paperwork. Information about your income and expenses will be required, as well as documentation of bank accounts, assets, debts, business endeavors and more.
Our firm’s lawyers have more than 30 years of combined experience in California bankruptcy law matters. We have helped countless individuals seek debt relief through bankruptcy, and we can help you.
Contact a San Diego Bankruptcy Lawyer Today!
To learn more about the process of filing bankruptcy, contact a California Chapter 7 means test attorney and bankruptcy lawyer today. Call 619-233-4415 or email us today.Get a Free Case Evaluation